We administer. You invest.
The smart way to invest your IRA or 401(k) in alternative assets.
4 great self-directed solutions
Invest in a wider range of investments, including real estate, tax free for a flat fee with a checkbook-controlled (LLC) or custodian-controlled structure.
The best plan if you’re self-employed. Make contributions up to $67,500 and invest in alternative assets without a custodian.
Reduce your medical expenses and invest in alternative assets like real estate. Your funds grow tax free.
Save for your children’s education tax deferred and invest in alternative assets like real estate tax free.
4 great self-directed solutions
Invest in a wider range of investments, including real estate, tax free for a flat fee with a checkbook-controlled (LLC) or custodian-controlled structure.
The best plan if you’re self-employed. Make contributions up to $63,500 and invest in alternative assets without a custodian.
Reduce your medical expenses and invest in alternative assets like real estate. Your funds grow tax free.
Save for your children’s education tax deferred and invest in alternative assets like real estate tax free.
Which solution works for you?
You get total control
Self-Directed IRA LLC
We do everything
Self-Directed IRA
Self-employed
Solo 401(k)
We want to work with you
Individual, institution, or advisor—we’ll handle all your IRA or 401(k) alternative asset custody needs.
We Handle Everything
We open your self-directed bank account, handle all IRS reporting, and offer annual IRS compliance services.
Simple Pricing
Our self-directed plans have no account value fees, account management fees, or minimum balance requirement.
For Institutions & Advisors
Gain online access to client accounts and generate fees from your clients’ investments in alternative assets.
We want to work with you
Individual, institution, or advisor—we’ll handle all your IRA or 401(k) alternative asset custody needs.
We Handle Everything
We open your self-directed bank account, handle all IRS reporting, and offer annual IRS compliance services.
Simple Pricing
Our self-directed plans have no account value fees, account management fees, or minimum balance requirement.
For Institutions & Advisors
Gain online access to client accounts and generate fees from your clients’ investments in alternative assets.
How IRA Financial Works
IRA Financial is simplifying how you invest your retirement funds in alternative assets. Open an account on our app and start investing for a simple, flat fee.
How IRA Financial Works
IRA Financial is simplifying how you invest your retirement funds in alternative assets. Open an account on our app and start investing for a simple, flat fee.
Do everything on our app
Open your account, roll over your funds, and start investing all from the palm of your hand.
Control your investments
Our self-directed solutions let you start investing in assets you know and understand quickly and easily.
Pay a flat fee
No hidden fees, minimum investment amount, or balance requirement.
How we’re different
Experience
Our tax and ERISA experts have helped over 21,000 clients invest $4.6 billion in alternative assets.
Prestige
Our founder, Adam Bergman, was a tax lawyer and is the author of 8 books on self-directed retirement plans.
Dedicated Support
In addition to tons of online resources, IRA Financial gives clients access to experienced specialists dedicated to your peace of mind.
Our latest content
A client explains why he chose IRA Financial!
“I first tried working with [another provider]…When I proceeded to my due diligence, I was so disappointed by multiple aspects of the trust company documents that I backed out of the entire transaction…I then turned to IRA Financial.
Having been burned once, I snooped around to identify the trust company (IRA Financial Trust), found their “forms” webpage, and reviewed all the relevant forms before proceeding. Overall, the application process with IRA Financial was not too painful. Even better, they did signatures via DocuSign and in the process presented all the relevant documentation including information about fees and minimum account balance requirements.” Read Article →
R. Paul Drake
Portfolio strategy, dividend investing, REITs, closed-end funds
