We administer. You invest.
The smart way to invest your IRA or 401(k) in alternative assets.
4 Self-Directed Retirement Plans
Self-Directed IRA
Gain the freedom to invest in a wider range of investments like real estate and much more tax free. Learn More
Solo 401(k)
Make contributions up to $63,500. Invest in alternative assets on your own without tax. Learn More
Health Savings
Reduce your medical expenses and invest in alternative assets like real estate. Your funds grow tax free.
Education Savings
Save for your children’s education tax deferred and invest in alternative assets like real estate tax free.
Do everything on our app
1. Open an account
Sign up in minutes with our app and open a self-directed account or call us at 800-472-1043.
2. Roll over funds
Perform a no-hassle and tax-free transfer or rollover of your retirement funds.
3. Invest
Invest in alternative assets like real estate, as well as traditional assets like stocks.
How We’re Different
16,000+ Clients
Our tax and ERISA experts have helped over 16,000 clients invest $4.6 billion in alternative assets.
7 Books
Our founder, Adam Bergman, is the author of seven books on self-directed retirement plans.
Dedicated Support
A specialist will work one-on-one with you to establish a self-directed IRA, Solo 401(k), HSA, or Coverdell ESA.
We want to work with you
Individual, institution, or advisor—we’ll handle all your IRA or 401(k) alternative asset custody needs.
We Handle Everything
We open your self-directed bank account, handle all IRS reporting, and offer annual IRS compliance services.
Simple Pricing
Our self-directed plans have no account value fees, account management fees, or minimum balance requirement.
For Institutions & Advisors
Gain online access to client accounts and generate fees from your clients’ investments in alternative assets.
Our Latest Content
Did You Know?
Millionaires believe real estate is the best investment choice for Self-Directed IRA investors. A Self-Directed IRA gives you a tax-advantaged way to invest in any type of property, including raw land and rental homes. Contact IRA Financial today to learn more.