We administer. You invest.
The smart way to invest your IRA or 401(k) in alternative assets.
4 great self-directed solutions
Invest in a wider range of investments, including real estate, tax free for a flat fee with a checkbook-controlled (LLC) or custodian-controlled structure.
The best plan if you’re self-employed. Make contributions up to $63,500 and invest in alternative assets without a custodian.
Reduce your medical expenses and invest in alternative assets like real estate. Your funds grow tax free.
Save for your children’s education tax deferred and invest in alternative assets like real estate tax free.
4 great self-directed solutions
Invest in a wider range of investments, including real estate, tax free for a flat fee with a checkbook-controlled (LLC) or custodian-controlled structure.
The best plan if you’re self-employed. Make contributions up to $63,500 and invest in alternative assets without a custodian.
Reduce your medical expenses and invest in alternative assets like real estate. Your funds grow tax free.
Save for your children’s education tax deferred and invest in alternative assets like real estate tax free.
We want to work with you
Individual, institution, or advisor—we’ll handle all your IRA or 401(k) alternative asset custody needs.
We Handle Everything
We open your self-directed bank account, handle all IRS reporting, and offer annual IRS compliance services.
Simple Pricing
Our self-directed plans have no account value fees, account management fees, or minimum balance requirement.
For Institutions & Advisors
Gain online access to client accounts and generate fees from your clients’ investments in alternative assets.
We want to work with you
Individual, institution, or advisor—we’ll handle all your IRA or 401(k) alternative asset custody needs.
We Handle Everything
We open your self-directed bank account, handle all IRS reporting, and offer annual IRS compliance services.
Simple Pricing
Our self-directed plans have no account value fees, account management fees, or minimum balance requirement.
For Institutions & Advisors
Gain online access to client accounts and generate fees from your clients’ investments in alternative assets.
Which solution works for you?
Total control
Self-Directed IRA LLC
Control with some structure
Self-Directed IRA
Self-employed
Solo 401(k)
Invest in a business
ROBS Solution
We make investing in alternative assets easy
Real Estate | Learn more
Cryptocurrency
We’ve partnered with Gemini to make your experience seamless | Learn more
Investment Funds | Learn more
Never step foot in a bank
We partnered with Capital One bank so we can open your account with no wiring fees or minimum balance requirement. No need to sign paperwork or go to a bank—we take care of everything.
We make investing in alternative assets easy
Never step foot in a bank
We partnered with Capital One bank so we can open your account with no wiring fees or minimum balance requirement. No need to sign paperwork or go to a bank—we take care of everything.
How IRA Financial Works
IRA Financial is simplifying how you invest your retirement funds in alternative assets. Open an account on our app and start investing for a simple, flat fee.
How IRA Financial Works
IRA Financial is simplifying how you invest your retirement funds in alternative assets. Open an account on our app and start investing for a simple, flat fee.
Do everything on our app
Open your account, roll over your funds, and start investing all from the palm of your hand.
Control your investments
Our self-directed solutions let you start investing in assets you know and understand quickly and easily.
Pay a flat fee
No hidden fees, minimum investment amount, or balance requirement.
Join the self-directed retirement nation
Trusted expertise dedicated to education
Subscribe to stay updated on everything self-directed retirement, and how your investments are affected by current events and changes in the law.
How we’re different
Experience
Our tax and ERISA experts have helped over 16,000 clients invest $4.6 billion in alternative assets.
Prestige
Our founder, Adam Bergman, was a tax lawyer and is the author of 8 books on self-directed retirement plans.
Dedicated Support
In addition to tons of online resources, IRA Financial gives clients access to experienced specialists dedicated to your peace of mind.
Our latest content
My wife and I have been working with IFG for around 5 years…Adam Bergman and team have been with us every step of the way. They have been super responsive and helpful answering very specific questions about managing our accounts and strategy.
John Templin
We switched to IRA Financial because we wanted our SDIRAs to have check writing abilities. My husband still asks our original Customer Service Representative questions regarding the “fine print” and she is very responsive.
Lynn Gabrielli
The team is very responsive, professional, and quick to help you through the complex process of setting up a checkbook LLC…For really complex questions, Adam (the CEO) is also super responsive and offers great advice. Highly recommended.
Stephen Ellis
Did You Know?
A self-directed retirement plan can be checkbook controlled (LLC) or custodian controlled. The LLC option will give you the most control over your funds, but both offer freedom and allow traditional and alternative investments.