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We administer. You invest.

The smart way to invest your IRA or 401(k) in alternative assets.

IRA Financial App

4 Self-Directed Retirement Plans

Self-Directed IRA Plan

Self-Directed IRA

Gain the freedom to invest in a wider range of investments like real estate and much more tax free. Learn More

Solo 401(k) Plan

Solo 401(k)

Make contributions up to $64,500. Invest in alternative assets on your own without tax. Learn More

Self-Directed Health Savings Account

Health Savings

Reduce your medical expenses and invest in alternative assets like real estate. Your funds grow tax free.

Self-Directed Coverdell Education Savings Account

Education Savings

Save for your children’s education tax deferred and invest in alternative assets like real estate tax free.

Do everything on our app

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1. Open an account

Sign up in minutes with our app and open a self-directed account or call us at 800-472-1043.

Roll Over Funds incon

2. Roll over funds

Perform a no-hassle and tax-free transfer or rollover of your retirement funds.

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3. Invest

Invest in alternative assets like real estate, as well as traditional assets like stocks.

How We’re Different

16,000+ Clients

Our tax and ERISA experts have helped over 16,000 clients invest $4.6 billion in alternative assets.

7 Books

Our founder, Adam Bergman, is the author of seven books on self-directed retirement plans.

Dedicated Support

A specialist will work one-on-one with you to establish a self-directed IRA, Solo 401(k), HSA, or Coverdell ESA.

We want to work with you

Individual, institution, or advisor—we’ll handle all your IRA or 401(k) alternative asset custody needs.

We Handle Everything

We open your self-directed bank account, handle all IRS reporting, and offer annual IRS compliance services.

Simple Pricing

Our self-directed plans have no account value fees, account management fees, or minimum balance requirement.

For Institutions & Advisors

Gain online access to client accounts and generate fees from your clients’ investments in alternative assets.

Our Latest Content

Did You Know?

Millionaires believe real estate is the best investment choice for Self-Directed IRA investors. A Self-Directed IRA gives you a tax-advantaged way to invest in any type of property, including raw land and rental homes. Contact IRA Financial today to learn more.