Health Savings Account
Help cover the costs of medical expenses
Invest in alternative assets and lower your medical bills.
2 Great Self-Directed Solutions
Checkbook Controlled (LLC)
A special purpose limited liability company (LLC) is established. As manager, make alternative investments on behalf of your HSA through a local bank. Learn more
Invest in alternative assets, such as real estate, with your HSA. Diversify your retirement portfolio and invest in assets you know and trust. Learn more
- Gain Tax Advantages
Pay qualified medical expenses tax free. Contributions, gains from investments, and employer contributions are tax free.
- Self-Direct Your HSA
With checkbook control, invest in alternative assets without a custodian.
- Keep Your Account
Unused contributions stay in your account year to year and your account stays with you when you leave your employer.
If you have a High Deductible Health Insurance Plan (HDHP), you are eligible to open a tax-advantaged HSA to invest with.
Do everything on our app
1. Open an account
Sign up in minutes with our app and open a self-directed account or call us at 800-472-1043.
We want to work with you
Individual, institution, or advisor—we’ll handle all your IRA or 401(k) alternative asset custody needs.
We Handle Everything
We open your self-directed bank account, handle all IRS reporting, and offer annual IRS compliance services.
Our self-directed plans have no account value fees, account management fees, or minimum balance requirement.
For Institutions & Advisors
Gain online access to client accounts and generate fees from your clients’ investments in alternative assets.
Download our info kit for more in-depth reading about the HSA
Robust, easy to read, and updated for 2022. This guide is your one-stop shop for all the most important questions about the HSA.
Our fees are simple and transparent.
What you can invest in
With a Self-Directed HSA, you can make almost any type of investment and generate tax-free gains.
Open your account in minutes
Or get a free consultation
Contact IRA Financial at 1-800-472-1043 or fill out the form to learn more about opening a Self-Directed HSA.