The best plan for the self-employed
Maximize tax deductions and invest in alternative assets tax free.
- Maximize Contributions
Contribute up to $67,500, invest in alternative assets, and borrow up to $50,000 tax free.
- Self-Direct Your Solo 401(k)
With checkbook control, invest in alternative assets without a custodian. Real estate investors can leverage their assets and pay no UBTI tax.
- Hassle-Free Administration
No annual filing requirement unless account exceeds $250,000 in assets.
The Solo 401(k)
As trustee of the Solo 401(k), you will have the authority to make investment decisions without the consent of a custodian. Learn more
Do everything on our app
1. Open an account
Sign up in minutes with our app and open a self-directed account or call us at 800-472-1043.
We want to work with you
Individual, institution, or advisor—we’ll handle all your IRA and 401(k) alternative asset custody needs.
We Handle Everything
We open your self-directed bank account, handle all IRS reporting, and offer annual IRS compliance services.
Our self-directed plans have no account value fees, account management fees, or minimum balance requirement.
For Institutions & Advisors
Gain online access to client accounts and generate fees from your clients’ investments in alternative assets.
Download our info kit for more in-depth reading about the Solo 401(k)
Robust, easy to read, and updated for 2022. This guide is your one-stop shop for all the most important questions about the Solo 401(k).
Our fees are simple and transparent.
What you can invest in
With a Solo 401(k), you can make almost any type of investment and generate tax-free gains.
Open your account in minutes
Or get a free consultation
Contact IRA Financial at 1-800-472-1043 or fill out the form to learn more about opening a Solo 401(k).