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Solo 401(k)

The best plan for the self-employed

Maximize tax deductions and invest in alternative assets tax free.

IRA Financial App

  • Maximize Contributions
    Contribute up to $67,500, invest in alternative assets, and borrow up to $50,000 tax free.
  • Self-Direct Your Solo 401(k)
    With checkbook control, invest in alternative assets without a custodian. Real estate investors can leverage their assets and pay no UBTI tax.
  • Hassle-Free Administration
    No annual filing requirement unless account exceeds $250,000 in assets.

Solo 401(k) Plan

The Solo 401(k)

As trustee of the Solo 401(k), you will have the authority to make investment decisions without the consent of a custodian. Learn more

Do everything on our app

Open Account icon

1. Open an account

Sign up in minutes with our app and open a self-directed account or call us at 800-472-1043.

Roll Over Funds incon

2. Roll over funds

Perform a no-hassle and tax-free transfer or rollover of your retirement funds.

Invest icon

3. Invest

Invest in alternative assets like real estate and much more on your own.

We want to work with you

Individual, institution, or advisor—we’ll handle all your IRA and 401(k) alternative asset custody needs.

We Handle Everything

We open your self-directed bank account, handle all IRS reporting, and offer annual IRS compliance services.

Simple Pricing

Our self-directed plans have no account value fees, account management fees, or minimum balance requirement.

For Institutions & Advisors

Gain online access to client accounts and generate fees from your clients’ investments in alternative assets.

Solo 401(k) Info Kit Cover

Download our info kit for more in-depth reading about the Solo 401(k)

Robust, easy to read, and updated for 2022. This guide is your one-stop shop for all the most important questions about the Solo 401(k).

    Our fees

    Our fees are simple and transparent.

    What you can invest in

    With a Solo 401(k), you can make almost any type of investment and generate tax-free gains.

    IRA Financial App

    Open your account in minutes

    Or get a free consultation

    Contact IRA Financial at 1-800-472-1043 or fill out the form to learn more about opening a Solo 401(k).

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