Solo 401(k)
The best plan for the self-employed
Maximize tax deductions and invest in alternative assets tax free.
- Maximize Contributions
Contribute up to $67,500, invest in alternative assets, and borrow up to $50,000 tax free. - Self-Direct Your Solo 401(k)
With checkbook control, invest in alternative assets without a custodian. Real estate investors can leverage their assets and pay no UBTI tax. - Hassle-Free Administration
No annual filing requirement unless account exceeds $250,000 in assets.
The Solo 401(k)
As trustee of the Solo 401(k), you will have the authority to make investment decisions without the consent of a custodian. Learn more
Do everything on our app
1. Open an account
Sign up in minutes with our app and open a self-directed account or call us at 800-472-1043.
2. Roll over funds
Perform a no-hassle and tax-free transfer or rollover of your retirement funds.
3. Invest
Invest in alternative assets like real estate and much more on your own.
We want to work with you
Individual, institution, or advisor—we’ll handle all your IRA and 401(k) alternative asset custody needs.
We Handle Everything
We open your self-directed bank account, handle all IRS reporting, and offer annual IRS compliance services.
Simple Pricing
Our self-directed plans have no account value fees, account management fees, or minimum balance requirement.
For Institutions & Advisors
Gain online access to client accounts and generate fees from your clients’ investments in alternative assets.
Download our info kit for more in-depth reading about the Solo 401(k)
Robust, easy to read, and updated for 2022. This guide is your one-stop shop for all the most important questions about the Solo 401(k).
Our fees
Our fees are simple and transparent.
What you can invest in
With a Solo 401(k), you can make almost any type of investment and generate tax-free gains.
Open your account in minutes
Or get a free consultation
Contact IRA Financial at 1-800-472-1043 or fill out the form to learn more about opening a Solo 401(k).
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