IRA Financial Blog
Insights, strategies, and expert answers on self-directed retirement, taxes, and alternative investing.
How to Choose a Self-Directed IRA Custodian Based on the Assets You Plan to Hold
Most people choose a Self-Directed IRA custodian based on price or general reputation. We believe that is the wrong starting point. The custodian…
SpaceX IPO and the Retirement Strategy Most Americans Missed
The SpaceX IPO is one of the most anticipated public market events in years. Millions of Americans are preparing to buy shares for the first time,…
How Do I Move Money to an IRA Financial ROBS Plan?
For many entrepreneurs, one of the biggest obstacles to launching or acquiring a business is access to capital. Traditional financing options such…
The Definitive Guide to the Solo 401(k) Participant Loan
For self-employed individuals, freelancers, and small business owners, the Solo 401(k) is one of the most powerful retirement planning tools…
Tax Strategy for Lawyers: Using Solo 401(k)s and Self-Directed IRAs to Offset K-1 Income
Attorneys often face a unique tax challenge. As high-income earners, they frequently find themselves in the top tax brackets, where nearly 40% of…
Custodian vs Administrator vs Advisor: Who Does What in a Self-Directed IRA
A Self-Directed IRA gives you more control than any other retirement account structure. It also gives you more ways to make a costly mistake. The…
How Do I Move Money to an IRA Financial Solo 401(k)?
If you are self-employed, run your own business, consult on the side, or generate income through a side hustle, the Solo 401(k) has likely crossed…
ROBS vs HELOC vs Business Credit Line: Comparing Risk and Cash Flow
When funding a business, a Rollover as Business Startup (ROBS) eliminates monthly debt payments and interest but puts retirement assets at risk. A…
What to Do With Your 401(k) When Changing Jobs
Changing jobs is an exciting step in anyone’s career. Whether you are moving to a new employer, starting your own business, or pursuing a new…
How Franchise Owners Use Self-Directed Retirement Accounts to Invest in Additional Franchise Units
Business owners and franchisees can use Self-directed retirement accounts, such as Self-Directed IRAs and Solo 401(k)s, to invest in additional…
How a Solo 401(k) With IRA Financial Works: Steps to Get Set Up, Costs, and What to Expect
Opening a Solo 401(k) with IRA Financial is a different experience from opening a retirement account at a traditional brokerage. The Solo 401(k) is…
IRA Financial vs Equity Trust
If you're looking to diversify your retirement portfolio beyond stocks and bonds, you’ve probably come across two major players in the…