Retirement Investing that Goes Beyond Wall Street

From IRAs to Solo 401(k)s, explore flexible retirement accounts for investing that let you diversify into alternative assets and take control of your financial future. Not sure where to start? Book a free consultation and get personalized guidance.

Open AccountConnect with an Expert

Retirement Accounts for Individuals

Take control of your retirement with flexible accounts designed for individuals without self-employed income. Explore self-directed options that let you invest in assets like real estate, crypto, and more – all with expert support and transparent pricing.

Explore Individual Accounts

Retirement Accounts for Business Owners

Discover powerful retirement accounts designed for self-employed individuals. Whether you’re a sole proprietor or managing a small team, our SEP IRA, SIMPLE IRA, Solo 401(k), and ROBS can help you grow tax-advantaged savings and invest beyond the stock market.

Explore Business Accounts

Alternative Assets You Can Grow With

Thousands of investors trust IRA Financial to go beyond the basics. Our retirement accounts support a wide range of IRS-approved alternative assets, including:

Build equity and earn income through property investing.

Protect your portfolio with a stable, tangible asset.

Tap into growth with tax-advantaged crypto investing.

Explore All Alternative Assets
Add Stocks

Add Stocks Trading to Your Account

Hold Stocks, ETFs, and Mutual Funds alongside your alternative investments in one self-directed account, with a flat annual $100 add-on fee. Available for SDIRA, Checkbook IRA, and Solo 401(k).

$150 off when you use code STOCKS

Stocks trading is a $100 add-on. Open an SDIRA, Checkbook IRA, or Solo 401(k), add stocks trading, and get $150 off your first year.

Explore Stocks Trading

Book a Consultation

Schedule a free consultation with a member of our team to explore how opening a self-directed retirement account can unlock your ability to invest tax-free in a variety of alternative and traditional assets.

Free Consultation

See What Our Clients Have to Say

4.8+
Average rating on 2,000

The compliance department did a great job explaining the specific compliance requirements regarding setting up a Solo 401K and setting up HSA distributions using a debit card.

Gerard S.

IRA Financial was very helpful in helping manage and successfully completing a transfer from another Checkbook IRA company. This is not a simple process and the rep was key in guiding me through it.

Alex R.

Online application process was very simple. Any questions I had was quickly responded to by humans and not simply an unintelligent bot. Establishment of my LLC and bank account was very smooth.

Neil E.

IRA Financial (IRAF) is not a law firm and does not provide legal, financial, or investment advice. No attorney-client relationship exists between the Client and IRAF, its staff, or in-house counsel. IRAF offers retirement account facilitation and document services only. Clients should consult qualified legal, tax, or financial professionals before making investment decisions. IRAF does not render legal, accounting, or professional services. If such services are needed, seek a qualified professional. Custodian-related service costs are not included in IRAF’s professional services.