Retirement Investing that Goes Beyond Wall Street

From IRAs to Solo 401(k)s, explore flexible retirement accounts for investing that let you diversify into alternative assets and take control of your financial future. Not sure where to start? Book a free consultation and get personalized guidance.
Open AccountConnect with an Expert

Retirement Accounts for Individuals

Take control of your retirement with flexible accounts designed for individuals without self-employed income. Explore self-directed options that let you invest in assets like real estate, crypto, and more – all with expert support and transparent pricing.

Explore Individual Accounts

Retirement Accounts for Business Owners

Discover powerful retirement accounts designed for self-employed individuals. Whether you’re a sole proprietor or managing a small team, our SEP IRA, SIMPLE IRA, Solo 401(k), and ROBS can help you grow tax-advantaged savings and invest beyond the stock market.

Explore Business Accounts

Alternative Assets You Can Grow With

Thousands of investors trust IRA Financial to go beyond the basics. Our retirement accounts support a wide range of IRS-approved alternative assets, including:

Build equity and earn income through property investing.

Protect your portfolio with a stable, tangible asset.

Tap into growth with tax-advantaged crypto investing.

Explore All Alternative Assets
Add Stocks

Public Markets, Now Available

Hold stocks, ETFs, and mutual funds alongside your alternative investments — all in one self-directed account with one flat annual fee.

$150 off when you use code STOCKS

Stocks trading is a $100 add-on. Open an SDIRA, Checkbook IRA, or Solo 401(k), add stocks trading, and get $150 off your first year.

Open Account

Book a Consultation

Schedule a free consultation with a member of our team to explore how opening a self-directed retirement account can unlock your ability to invest tax-free in a variety of alternative assets.

Free Consultation

See What Our Clients Have to Say

4.8+
Average rating on 2,000

I researched several companies before deciding to go with IRA Financial. I am completely happy with my choice. I appreciate that I can ask questions about rules prior to making an investment to make sure I am compliant. I like that I can invest in traditional investments, but also real estate. I have invested in land, rentals, and home flips. Whenever I am speaking with self-employed individuals, I bring up IRA Financial and the idea of opening a Solo 401(k). I think it is a no-brainer for someone who is self-employed and wish I had opened mine up sooner.

Alicia G.

I contacted more than nine IRA product providers before I happened upon IRA Financial Group. I was astounded to find myself talking to one of the owners and senior managers, a widely-published authority on IRAs. The process was straightforward, the fee very competitive. As a tax advisor, I have confidence IRA Financial Group will be there to keep my plans active and compliant. Thank you!

John M. Maine

I recently established a Self-Directed IRA LLC with IRA Financial Group. I did my homework and am thrilled that I chose this company. Their customer service has been outstanding! Each step in the process has been clearly outlined and every staff member has quickly responded to any question I have. I’m 100% satisfied to date.

Robin M. Massachusetts

IRA Financial (IRAF) is not a law firm and does not provide legal, financial, or investment advice. No attorney-client relationship exists between the Client and IRAF, its staff, or in-house counsel. IRAF offers retirement account facilitation and document services only. Clients should consult qualified legal, tax, or financial professionals before making investment decisions. IRAF does not render legal, accounting, or professional services. If such services are needed, seek a qualified professional. Custodian-related service costs are not included in IRAF’s professional services.

Privacy Preference Center